Equifax - Inquiry Disputes
Equifax
If you mailed Equifax a letter disputing a hard inquiry, you may get about $300 from a $30 million settlement.
Equifax agreed to pay $30 million to settle claims that it did not reasonably investigate mailed disputes of hard inquiries or remove disputed inquiries from credit files. The settlement covers people who mailed such disputes between October 4, 2016 and March 27, 2026, along with other dispute groups. Estimated payments are about $300 for the certified group, $100 for the general dispute group, and $400 for a New York subclass.
Who can claim
- Mailed Equifax a dispute of a hard inquiry
- Letter sent between 2016 and 2026
- US resident
- Dispute coded “not mine” or “unauthorized”
Information sourced from the official settlement website and court documents; payments and eligibility are determined by the settlement administrator. Rightful is not a law firm — you file your own claims and keep 100% of your payout.