Bank of America

Bank of America - Electronic Fund Transfers

Bank of America

Amount variesDeadline December 11, 2026No proof of purchase needed

Bank of America agreed to settle claims that it wrongly denied disputes over unauthorized debit card and ATM transactions.

The lawsuit alleged Bank of America violated the Electronic Fund Transfer Act by denying disputes over unauthorized electronic fund transfers tied to debit card or ATM transactions. Class members who file valid claims can receive a pro rata payment, and the bank agreed to change how it explains denials.

Who can claim

  • Bank of America accountholder
  • Dispute over an unauthorized ATM/debit transfer
  • Bank of America denied your dispute
  • Denial between May 6, 2023 and July 14, 2026

Information sourced from the official settlement website and court documents; payments and eligibility are determined by the settlement administrator. Rightful is not a law firm — you file your own claims and keep 100% of your payout.